Archive for the 'Stock Market' Category

‘The Secrets Of Millionaires-SSssssssh-Exposed!”

Saturday, November 24th, 2007

The Secrets of Millionaires Exposed
By: Axel Henriksen

The Law of Saving
Financial freedom comes to the person who saves ten percent or more of their income throughout their lifetime.
One of the smartest things that you can ever do for yourself is to develop the habit of saving part of your salary, every single paycheck. Individuals, families and even societies are stable and prosperous to the degree to which they have high savings rates. Savings today are what guarantee the security and the possibilities of tomorrow. The best way to do this is to set up an automatic deduction from your pay into a high interest savings account.

Start With Yourself
The first corollary of the Law of Saving comes from the book The Richest Man in Babylon by George Classon. It is to “Pay yourself first.”

Begin today to save ten percent of your earnings, off the top, and never touch it. This is your fund for long-term financial accumulation and you never use it for any other reason except to assure your financial future.

Develop New Habits Regarding Money
The remarkable thing is that when you pay yourself first, and force yourself to live on the other ninety percent, you will soon become accustomed to it. You are a creature of habit. When you regularly put away ten percent of your earnings, you soon become comfortable living on the other ninety percent. Many people start by saving ten percent of their income and then graduate to saving fifteen percent, twenty percent, and even more. And their financial lives change dramatically as a result. And So will yours.

Build Your Wealth Now
Did you know there’s over 5-million millionaires in America? Australia the country that is developing more millionaires per capita than any other country in the WORLD! Did you know that there are more billionaires in India than anywhere else?It’s shocking to find out that America, Australia, Hong Kong, Singapore and India are breeding so many successful people. Do you want to know how they do it?

Learn To Attract Money
You make your own choices and decisions about money. If you’re unhappy with the amount of money you’re making - the only question you should be asking is “How can I make more money?” Yes Go Ahead and ask Yourself That Question RIGHT Now!

Take Every Advantage
The second corollary of the Law of Saving says, “Take advantage of tax deferred savings and investment plans.” Because of high and even multiple tax rates, money that is saved or invested without being taxed accumulates at a rate of 30% to 40% faster than money that is subject to taxation. Self-made millionaires, according to Dr Thomas Stanley’s book The Millionaire Next Door, are almost obsessive about accumulating their funds in assets such as real estate, self owned businesses and equities that increase in value without triggering tax liabilities. Peter Sibold in his Book “Pay Zero Taxes clear states “if You Don’t have a Home Based business you must be brain Dead”

Americans and Australia Invest in company pension and retirement plans, 401(k) plans, IRA’s, Keough Plans, Roth IRA’s, Education Investment Accounts, stock option programs and whatever else has been approved by the IRS for long term financial accumulation. Or any Similar products that are available in your country. Make every dollar count!

Action Exercises
Here are two things you can do to apply this law immediately:

First, begin today to put away ten percent of your earnings. Set up a special account for this purpose and treat your contributions to this account with the same respect that you do your rent or mortgage payments each month. When you are self employed you simply take 10% of every payment you receive after allowing for your basic business costs. And be aware that that a big cheque is often followed by a big bill so don’t spend on depreciating assets such as cars and boats etc.until you have a huge amount of surplus cash. I would recommend that have at least 3 years of expenses in cash on hand before you waste any on the toys.

Second, become a lifelong student of money. Read the best books, take courses and subscribe to the most helpful magazines. Check out your Risk Profile by doing a MyProfile Report so that you will Know what you are doing and that way you can always make intelligent decisions when you invest your funds.

“Become a Millionaire Simply By Changing Your Habits”
You can develop habits that will make you a millionaire. When you become a millionaire you’ll finally be able to buy that house, take that vacation, make that big purchase, and take care of your family and friends. *Not Just a Paper Millionaire But When You Can get Your Hands on a MILLION Dollars in Cash!”

It sounds crazy - but it’s true.

Almost every self-made millionaire has strong financial habits. Habits that help them ear n money, habits that help them save money, and habits that help them to achieve their financial goals.

If you haven’t achieved your financial goals yet - You may not have the right financial habits.

Do you want to learn the habits that will make you a millionaire?
In my program MyMillionaire Coaching Programme, I will teach you successful financial habits that will turn you into a millionaire guaranteed! www.mymillionairecoach.com

“How To Avoid Becoming A Lemming” -”They Look For Cliffs, Don’t They?”

Tuesday, November 6th, 2007

GROUND HOGG DAY!!!!!!!!!!

I just had to post this article and say ‘It Ain’t No Surprise To Me!” You see I remember the distant past..like the 1980’s when California was booming so much that you could get a porche and a house that should cost you $10,000 a month for only $6,000 and my friends all said I should have one! I gotta admit I was tempted until I asked how it worked and then I immediately knew..”BUST TIME!” And Yes I was right within 6months the whole thing had blown up and the properties had lost 50% of their value and not only the investors were going Broke But so TOO the Banks AKA “The Housing & Loan Scandal”

So Why Would Anyone Think Things will be any different This Time?

You Can Bet Your House and your Amarni shirt On It ….. every few years a Brand New Bunch Of Lemmings Pops Up for The Sharpies, Those Spruikers To Educate just enough so they can Sell them something ..

Be it a Mortgage

An Investment Block

The get Rich Quick By numbers scheme

A Group Deal

We’ll fund it for you deal..

Now I am not saying that there aren’t some good educators, nor am I saying that getting Rich using Real Estate Sucks, What I am Saying is that You need to Know Your stuff and track the Past cycles to know where your are today. And then use that knowledge to make Your Fortune..You gotta know When To Bail out and When To get in..Timing is Critical In Real Estate and more so in the USA>>>>>>

Axel Henriksen “The Wizard Of Wealth”

Housing in the sunshine states is turned upside down!

By Ron Cahalan
EWI Protege and Mortgage Specialist


Housing investors who were speculating on the hot sun-belt state’s real estate markets are finding that they have been burned. Many are walking away from their investment properties and are a big part of what has driven the foreclosure rate on prime mortgage loans to a record high in the first quarter of 2007. The problem is most obvious in California, Florida, Arizona and Nevada.

The trend in these and some other states as well, that had just a short time ago overheated housing markets, are potentially just a glimpse of the problems coming to other areas across the country that many analysts think also experienced a hot market and housing bubble led by strong speculative buying. This was especially visible in condominiums during the housing boom between 2000 and 2005.

Figures from the Mortgage Bankers Association released this week showed that foreclosures are on the rise in nearly every housing category. This is particularly pronounced in the Midwest states where consumers are suffering from manufacturing cutbacks and in the sun-belt states where investors came in droves, all in hopes of making a quick buck by buying and selling homes without holding them for very long (known as ‘flipping’), often times never even renting them out and simply putting them right back on the market at an inflated price.

This trend emerged only this year and has quickly driven the foreclosure rate on prime loans to a record 0.25 percent. Unfortunately, many of these investors were well-off real estate professionals, who have profited by the wave in the housing boom. Sadly, though, there have been many middle and upper-income families with previously good credit and a fair amount of cash to invest who were new to real estate investing. Many of their dreams of likewise profiting from this economy quickly turned to nightmares and fears of losing all that money as these investment home prices plummet. Rather than take the risk of suffering sizable losses in a declining housing market, many investors have stopped paying their loans and simply turned their properties over to the bank to be auctioned off.

One of the greatest problems is for the investor who is in a position to refinance or sell, but the house prices have fallen below their outstanding loan balance. That is one of the most difficult positions to be in. We are seeing housing continue toward a recession and it is being reflected in prices. The rise in foreclosure is far from exclusively a sub-prime problem that is limited only to areas where incomes are low and the economy is hurting. It is also becoming a considerable problem in the more wealthy states where real estate itself was the major force driving economic growth.

Just because you were not one of those investor-speculators, don’t think it doesn’t affect you. Many of us will pay a price as investors walk away from their properties. People with homes in major metropolitan cities, resorts, golf communities and coastal areas who have been hit by high rates of foreclosures will see their home values depreciate as houses are auctioned off at frightening low prices, well below the prices they saw during the height of the housing boom.

Delinquency and foreclosure rates in the Northeast are now on the rise as well. The surge in foreclosures primarily seen in the sun-belt states are now being seen across many markets. Signs indicate that the trend is starting to especially hit condo prices, with regular housing following close behind.

SAVE YOURSELF A FORTUNE - GET A COACH

Announcing! An Easy Guide to the Eight Best Ways to Still Make a Fortune from Scratch in Australia and New Zealand Today

Saturday, June 9th, 2007

Announcing! An Easy Guide to the Eight Best Ways to Still Make a Fortune from Scratch in Australia and New Zealand Today

If you really want to have the odds stacked in your favour, identify the areas of ‘highest probability’ and concentrate your efforts there!

High Probability Area of Opportunity #1

Own and develop an extraordinary business.
It is my opinion that the best way to make a fortune is to own a business. And the type of business you choose will determine the speed with which you achieve your goal. However, there is one area where I differ from most when it comes to owning a business and that is - I believe you will never make anywhere near as much money owning a business as you will selling a business.

It’s not so much lateral thinking that will propel you towards success in business, as being able to recognise a successful business opportunity and model it. I would much rather be a wealthy copier than a broke original thinker.

High Probability Area of Opportunity #2.

Be exclusive and have control of your product.
Massive wealth is most often linked to exclusive ownership. Simply, if someone else has control of your destiny, they can change the economics of your business, alter your marketing rights, impede your creativity, sell the parent company or otherwise unexpectedly interfere in your business, you don’t really own your own business.

High Probability Area Opportunity #3

Serve Serve Serve
This particularly equates to the Baby Boomers born 1945 – 1965. They represent the greatest single opportunity any one of us is ever going to be fortunate enough to encounter. They will earn more and spend more than any group of people in the history of mankind!
Most of the jobs being created in Australia today relate to service, and on closer inspection, service to the Baby Boomer. A great example of this is the explosion of home services (cleaners, ironing, gardeners, and handymen) :idea:

High Probability Area of Opportunity #4

Duplicate & Multiply. Find or create a system, a methodology that produces a profit, even a small one and duplicate, duplicate. I call it the ‘cookie cutter’ principle.
When you have a business that works in one place, there is almost always another dozen, hundreds or even thousands of places where it will work. Once there was only one McDonalds, one Subway, one Target, and one Woolworths … even one BP Garage.

High Probability Area of Opportunity #5

Profit from the Age of Information
Most likely in your parent’s time, it was the Industrial Revolution, which determined the pursuits of one’s working life.
Today, of course, it’s the Age of Information. The most valuable commodity of our time is not real estate, nor precious gems, gold or oil. It is “specialist information”. People with lots of money will pay you well to ‘know what you know.’

High Probability Area of Opportunity #6

Go Direct.
Define your message to market match and go direct to that niche.

A recent survey conducted of 100 mixed businesses, in relation to their use of direct marketing, revealed a meagre 18% using direct marketing, yet 90% of that 18% described it as the most effective sales and marketing method they had.

High Probability Area of Opportunity #7.

Create Widgets by Creative & Clever Combinations
McDonald’s have made a fortune doing just this. Creating combinations of products and giving them generic names which people can use to simplify their ordering process. The end result is that McDonalds create a new advertising program with little or no disruption to business and they up-sell clients by increasing the sale.

You can take virtually any product or service, add other products or service, give it a title, then market it to your clients.

High Probability Area of Opportunity #8

Become Famous because fame and fortune do go together.
The best way to become famous, for the average individual, is to be provocative and predictive. If you are in real estate sales, write a book, called “How to Buy a Home With Little or No Money Down and Sell it For Thousands More $$ Than You Paid For It.”

People would be pretty interested in that and, more importantly, so would the media. The secret is to be outrageous or make predictions. People love predictions, just look at the boom in the ‘horoscope’ industry.

My recommendation is that you combine as many of the “8 Best Ways to Still Make a Fortune in Australia from Scratch” as you can. ;-)

Committed to Multiplying Your Profits and Guilty of Conspiracy to Create Capitalism,

Mal Emery

Triple Your Income from the Customers You Already Have

Tuesday, April 24th, 2007

Triple Your Income from the Customers You Already Have :idea:

by Michael Sexton

You probably don’t think of your customers as expenses. But if you add up all the money you spent to win their business, you will discover how costly they really are. To win them, you spent a lot of money on advertising, salespeople, a Website and other marketing initiatives too.

Customers are costly. In fact, many businesses report that it takes more than a year before a typical customer represents a profit, not an expense. 8O

What is the solution? You could go on spending money to win more customers - and you should. But you need to do something else too:

You need to generate more income from the customers you already have.

Here are some proven strategies that can get that job done - whether you are a small startup or a major corporation.

* Strategy one: Build loyalty. In other words, get your customers to buy exclusively from you, not from your competitors. If you own a coffee bar, hand out little cards that entitle your customers to a free eleventh cup of coffee after they have bought 10. Or if you are a car dealer, offer attractive predetermined trade-in prices for the new vehicles you sell, provided that your customers turn them in on the next cars they buy from you. :D
* Strategy two: Offer volume discounts to encourage your customers to buy more. If you have a landscaping company, offer a year’s service to customers who prepay for the next ten months. That sounds like you are lowering your per-month price, and you are. But the point is, you are selling at volume and boosting your cash flow.
* Strategy three: Upsell your customers to more expensive products. Airlines do it when they encourage current economy-fare customers to upgrade to first-class tickets. You can do it too. If you own a health club, for example, upsell your customers to more expensive memberships that include exclusive classes, massages and a tempting array of bundled benefits.
* Strategy four: Expand your product line. If you build swimming pools, start selling water purification systems to your current customers too. Or if you operate a martial arts school, introduce new self-defense courses for the parents of the children who already come to your school. :P

Be imaginative. Tripling the dollars you earn from each customer is an achievable goal. Apply the strategies I outline above. Stick to them. You will soon discover that even incremental income growth from each of your current customers will quickly make your profits soar.
To learn more about increasing your profits with creative marketing, be sure to investigate The Marketing Mastery Program: www.onlineofflineinformationmarketing.com

Green homeowners love their homes more

Thursday, April 19th, 2007

Latest Property News (nz)
Green homeowners love their homes more

A new home buyer survey in the US recently found a high rate of customer satisfaction among those who have purchased green homes - and that 63 per cent of buyers are motivated by the lower operating and maintenance costs that come with energy- and resource-efficient homes.

The green home owners say they are extremely happy with their investments, with 85 percent saying they are more satisfied with their new homes than with their previous, more traditionally built homes.

The trend is not just with new homes. About 40 per cent of those respondents who had recently completed re-modelling or renovation work in their homes reported that they used green products or materials. 8-)

The research also found that:

* The new green home owner is affluent and well educated, in his/her mid forties and married. Women are also more likely to be green homeowners.
* 63 per cent report lower operating and maintenance costs as the key motivation behind buying a green home. Additionally, nearly 50 per cent said they were motivated by environmental concerns and their family’s health.
* More than 60 per cent of those surveyed say that consumer awareness, additional costs and the limited availability of homes are obstacles to green homes gaining a bigger market share. However, when looking at the “biggest” obstacles, green homeowners view education as the biggest hurdle to overcome.

The survey was conducted by the National Association of Home Builders (NAHB) and McGraw-Hill Construction.

Solar cells to dye for

Thursday, April 19th, 2007

Solar cell technology developed by Massey University shows that electricity could soon be generated from just a small amount of sunlight and with considerably less cost than at present.

Dr Wayne Campbell and researchers in the University’s Nanomaterials Research Centre have developed a range of coloured dyes for use in dye-sensitised solar cells which will enable electricity to be generated from sunlight at a tenth of the cost of current silicon-based photo-electric solar cells.

The synthetic dyes are made from simple organic compounds closely related to those found in nature, such as synthetic chlorophyll derived from the light-harvesting pigment plants use for photosynthesis.

Other dyes being tested in the cells are based on haemoglobin, the compound that gives blood its colour.

Dr Campbell says that unlike the silicon-based solar cells currently on the market, the 10×10cm green demonstration cells generate enough electricity to run a small fan in low-light conditions - making them ideal for cloudy climates. The dyes can also be incorporated into tinted windows that trap light to generate electricity.

He says the green solar cells are more environmentally friendly than silicon-based cells as they are made from titanium dioxide - a plentiful, renewable and non-toxic white mineral obtained from New Zealand’s black sand. Titanium dioxide is already used in consumer products such as toothpaste, white paints and cosmetics.

“The refining of pure silicon, although a very abundant mineral, is energy-hungry and very expensive. And whereas silicon cells need direct sunlight to operate efficiently, these cells will work efficiently in low diffuse light conditions,” Dr Campbell says.

“The expected cost is one-tenth the price of a silicon-based solar panel, making them more attractive and accessible to home-owners.”

The Centre’s new director, Professor Ashton Partridge, says they now have the most efficient porphyrin dye in the world and aim to optimise and improve the cell construction and performance before developing the cells commercially.

“The next step is to take these dyes and incorporate them into roofing materials or wall panels. We have had many expressions of interest from New Zealand companies,” Professor Partridge says.

He says the ultimate aim of using nanotechnology to develop a better solar cell is to convert as much sunlight to electricity as possible.

“The energy that reaches earth from sunlight in one hour is more than that used by all human activities in one year.”

Who Are the Millionaires?

Friday, April 13th, 2007

Who Are the Millionaires :D
By: Brian Tracy

The way you think about money will determine how much of it you accumulate more than any other factor. Your attitude toward money affects your emotions and your motivations.

The Five Ways to Become a Millionaire
If you are really serious about becoming wealthy, you will want to know the five main ways that fortunes are made in this country. Number one, top of the list, top of the hit parade throughout the history of America, is self-owned businesses. It is entrepreneurship of all kinds, including in real est ate. 74% of self-made millionaires in America, not only in this generation and in this century, but in the last century as well, come from self owned businesses.

How Wealthy People Start Out
The great majority of wealthy people started businesses and built them from the ground up. In the 19th century, fortunes were built by people like Andrew Carnegie, Jacob van Astor, Thomas Edison, Commodore Vanderbilt, J. P. Morgan and others. In the 20th century, especially in the last few years, businesses and fortunes alike have been built by people like Bill Gates, Steve Case, Larry Ellison, Ross Perot and Sam Walton. Each of these people started with nothing and succeeded in building a business from scratch.

Become a Millionaire Where You Are
The second major source of self-made millionaires in America is senior executives. Ten percent of the self-made millionaires in America are men and women who have joined large corporations and worked with those corporations for many years. They rose to positions of seniority, were paid extremely well, given stock options, profit sharing and bonuses, and as a result of holding onto the money, they became millionaires.

Success Pays Big Rewards
Richard Eisner of Disney Corporation received a $126 million dollar bonus in a single year. Lee Iacoca of Chrysler Corporation was paid $26.7 million dollars as a bonus in a single year. It’s not hard to become a self-made millionaire when you are making that kind of money. :P

The Professional Road to Wealth
The third source of self-made millionaires in America is doctors, lawyers and other professionals. Men and women who become very, very good at what they do and rise to the top of their pro fessions are eventually paid, very, very well. The top five percent in every field ear n 10 and 20 times as much as the average person in that field. ;-)

Sell Your Way to the Top
The fourth major source of self-made millionaires in America are salespeople and sales consultants. Fully five percent of self-made millionaires are men and women who are the top salespeople in their fields. They never started their own businesses. They never went to college or university to get professional degrees. They just became very good salespeople for their products or services and were paid very good money. The secret was that they then invested the money conservatively and held on to it. 99% of self-made millionaires come from these four categories: self-owned businesses - 74%; senior executive positions - 10%: doctors, lawyers and other professionals - 10%; and salespeople and sales consultants - 5%. 8O

Other Ways to Get Rich
The final one percent of self-made millionaires is made up of all the people in all other areas. This one percent consists of people who have made their money by inventions, in show business, in sports, through authorship of books and songs, lottery winners and inheritances. But these people make up only one percent of the total.
The bottom line is that there are so many ways for you to become a self-made millionaire that it is almost impossible for you not to achieve this goal if you are really serious about it.

Action Exercises
Here are two things you can do to put this information into action as soon as possible:

First, decide what it is that you really enjoy doing and then throw your whole heart into doing it extremely well. There is a direct relationship between excellent performance and the kind of high income that leads to financial independence. ;-)

Second, be perfectly honest with yourself on an ongoing basis. Is what you are doing right now going to lead you to financial independence, or do you have to begin making some serious changes in your work and in your life? Whatever your answer, take action on it immediately.

Growing Your Business One Customer at a Time

Wednesday, April 11th, 2007

Growing Your Business One Customer at a Time :D

By: Liz Tahir

The People aspect of business is really what it is all about. Rule #1: Think of customers as individuals. Once we think that way, we realize our business is our customer, not our product or services. Putting all the focus on the merchandise in our store, or the services our corporation offers, leaves out the most important component: each individual customer.

Keeping those individual customers in mind, here are some easy, down-home steps-to-remember when you want to keep ’em coming back!

1. Remember, there is no way that the quality of customer service can exceed the quality of the people who provide it. Think you can get by paying the lowest wage, giving the fewest of benefits, doing the least training for your employees? It will show. Companies don’t help customers… people do.

2. Realize that your people will treat your customer the way they are treated. Employees take their cue from management. Do you greet your employees enthusiastically each day; are you polite in your dealings with them; do you try to accommodate their requests; do you listen to them when they speak? Consistent rude service is a reflection not as much on the employee as on management

3. Do you know who your customers are? If a regular customer came in to your facility, would you recognize them? Could you call them by name? All of us like to feel important; calling someone by name is a simple way to do it and lets them know you value them as customers. Recently I signed on with a new fitness center. I had been a member of another one for the past ten years, renewing my membership every 6 months when the notice arrived. I had been thinking about changing, joining the one nearer my home and with more state-of-the-art equipment. So when the renewal notice came, I didn’t renew. That was 8 months ago. Was I contacted by the fitness center and asked why I did not renew? Did anyone telephone me to find out why an established customer was no longer a member or to tell me they missed me? No and No. My guess is they don’t even know they lost a long-time customer, and apparently wouldn’t care.

4. Do your customers know who you are? If they see you, would they recognize you? Could they call you by name? A visible management is an asset. At the Piccadilly Cafeteria chain, the pictures of the manager and the assistant manager are posted on a wall at the food selection line and it is a policy that the manager’s office is placed only a few feet from the cashier’s stand at the end of that line, in full view of the customers, and with the door kept open. The manager is easily accessible and there is no doubt about “who’s in charge here.” You have only to beckon to get a manager at your table to talk with you.

5. Go the extra mile. Include a thank-you note in a customer’s package; send a birthday card; clip the article when you see their name or photo in print; write a congratulatory note when they get a promotion. There are all sorts of ways for you to keep in touch with your customers and bring them closer to you.

6. Are your customers greeted when they walk in the door or at least within 30-40 seconds upon entering? Is it possible they could come in, look around, and go out without ever having their presence acknowledged? It is ironic it took a discount merchant known for price, not service, to teach the retail world the importance of greeting customers at the door. Could it be that’s because Sam Walton knew this simple but important gesture is a matter of respect, of saying “we appreciate your coming in,” having nothing to do with the price of merchandise?

7. Give customers the benefit of the doubt. Proving to him why he’s wrong and you’re right isn’t worth losing a customer over. You will never win an argument with a customer, and you should never, ever put a customer in that position.

8. If a customer makes a request for something special, do everything you can to say “Yes.” The fact that a customer cared enough to ask is all you need to know in trying to accommodate her. It may be an exception from your policy, but (if it isn’t illegal) try to do it. Remember you are just making one exception for one customer, not making new policy. Mr. Marshall Field was right-on in his famous statement: “Give the lady what she wants.

9. Are your associates properly trained in how to handle a customer complaint or an irate person? Give them guidelines for what to say and do in every conceivable case. People on the frontline of a situation play the most critical role in your customer’s experience. Make sure they know what to do and say to make that customer’s experience a positive, pleasant one.

10. Want to know what your customers think of your company? Ask them! Compose a “How’re We Doing?” card and leave it at the exit or register stand, or include it in their next statement. Keep it short and simple. Ask things like: what it is they like; what they don’t like; what they would change; what you could do better; about their latest experience there, etc. To ensure the customer sends it in: have it pre-stamped. And if the customer has given their name and address, be sure to acknowledge receipt of the card.

Remember that the big money isn’t as much in winning customers as in keeping customers. Each individual customer’s perception of your company will determine how well you do this.

About the Author:

Liz Tahir is an international marketing consultant, speaker, and seminar leader, whose mission is to help companies be more effective and profitable. ;-)
Get More Information Go To: www.onlineofflineinformationmarketing.com

Relationships Are Everything

Wednesday, April 11th, 2007

Relationships Are Everything :D
By: Brian Tracy

Your Foundation for Success
Relationship Selling is the core of all modern selling strategies. Your ability to develop and maintain long-term customer relationships is the foundation for your success as a salesperson and your success in business. Relationship selling requires a clear understanding of the dynamics of the selling process as they are experienced by your customer.

Propose a Business Marriage 8-)
For your customer, a buying decision usually means a decision to enter into a long-term relationship with you and your company. It is very much like a “business marriage.” Before the customer decides to buy, he can take you or leave you. He doesn’t need you or your company. He has a variety of options and choices open to him, including not buying anything at all. But when your customer makes a decision to buy from you and gives you money for the product or service you are selling, he becomes dependent on you. And since he has probably had bad buying experiences in the past, he is very uneasy and uncertain about getting into this kind of dependency relationship.

Fulfill Your Promises ;-)
What if you let the customer down? What if your product does not work as you promised? What if you don’t service it and support it as you promised? What if it breaks down and he can’t get it replaced? What if the product or service is completely inappropriate for his needs? These are real dilemmas that go through the mind of every customer when it comes time to make the critical buying decision.

Focus on the Relationship
Because of the complexity of most products and services today, especially high-tech products, the relationship is actually more important than the product. The customer doesn’t know the ingredients or components of your product, or how your company functions, or how he will be treated after he has given you his money, but he can make an assessment about you and about the relationship that has developed between the two of you over the course of the selling process. So in reality, the customer’s decision is based on the fact that he has come to trust you and believe in what you say. :p

Build a Solid Trust Bond
In many cases, the quality of your relationship with the customer is the competitive advantage that enables you to edge out others who may have similar products and services. The quality of the trust bond that exists between you and your customers can be so strong that no other competitor can get between you.

Keep Your Customers for Life
The single biggest mistake that causes salespeople to lose customers is taking those customers for granted. This is a form of “customer entropy.” It is when the salesperson relaxes his efforts and begins to ignore the customer. Almost 70 percent of customers who walked away from their existing suppliers later replied that they made the change primarily because of a lack of attention from the company. ;-)

Once you have invested the time and made the efforts necessary to build a high-quality, trust-based relationship with your customer, you must maintain that relationship for the life of your business. You must never take it for granted.

Action Exercises
First, focus on building a high quality relationship with each customer by treating your customer so well that he comes back, buys again and refers you to his friends.

Second, pay attention to your existing customers. Tell them you appreciate them. Look for ways to thank them and encourage them to come back and do business with you again.

For More Information Go To: www:onlineofflineinformationmarketing.com

“The Trick To Money Is Having Some!”

Thursday, April 5th, 2007

“The Trick To Having Money Is Having Some!” :P
By Axel Henriksen

Now that may sound like a crazy statement but is just so very fundamental and yet so misunderstood.
Let me explain; there are loads of seminars and courses on how to make money and quite frankly making money is very easy.
The trick is in actually having some REAL CASH! and by that I mean the stuff you can spend on the things you want and need right now!

1} Equity in property isn’t really CASH now is It? And it is a thing that can and certainly does go UP and DOWN according to the Property cycle! {NOW and by now I mean today there are loads of people who have and are making an absolute fortune selling information on “How to get Rich in Property” many of whom have never ever experienced a full cycle yet!-I Have! Several of Them}

2} Then there is the value you have built up in your Business {The Good will you are hoping to achieve when and if you can and do sell it} Very hard to spend that without actually having sold your business.

3} Capital “This is the stock of people who are Traders of some kind” and that can be used for trading in stocks and bonds to hopefully produce some spendable income. There are all sorts of new fancy financial “Instruments” that you can get involved in such as CFD’s and Mini’s and Options and warrants etc. all of which have some form of risk of losing your capital some much greater than others. I must admit the promoters of these things make them sound great and sure they are for that very infinitesimal number of people that can handle the stress and the skills required to manage such investments. These are mostly promoted to “Broke” people who are looking to achieve maximum leverage so as to get some CASH! The thing that amazes me of course is that the promoters are very happy, pleased and of course very willingly to sell you their “Secret” at a bargain price!
Most of the people who buy their course {that’s 99%} never ever do anything with the knowledge at all???? :cry:
There are also those that trade in REAL commodities and products which can of course require quite large amounts of capital and or Bank funding to facilitate that. The sad news here is that not everyone is successful ..but very many are as long as they have the required knowledge, skills and contacts to make it work. 8O

As I travelled through life I came to realize that I and many others have indeed made many multi millions of dollars and given them straight back to the money gobblin and this can and does occur for most people many times before they finally “Learn The Secret of retaining that wealth” Did you know that the average Multi-Millionaire today has been Bankrupted 3.5 times Before finally learning The “Secretive and Elusive Trick To Having Some Money”? So as you can see just “Make a Buck” isn’t the real answer at all the real Answer lies in How to retain what you have earned. ;-)

“To Findout How You Can Avoid The Traps And PitFalls Of having To Lose Your Wealth” Visit :
www.millionaire-makers-international.com NOW!